Credit or Debit?

Every time you use your LifeWay Credit Union debit card, you're probably asked the same question: "Debit or Credit?" Which is better?


When you use your LifeWay Credit Union debit card as credit, it still automatically withdraws money from your checking account like a debit transaction. But it offers the security of a signature approval and avoids the use of a PIN. When you use your signature, handwriting analysis can be used later to detect fraud. But the use of a PIN doesn't distinguish the owner of the card from a thief.


Remember - transactions using your LifeWay Credit Union debit card need to be marked on your transaction register because the funds will come out of your checking account. But using the credit option is much more secure way to make purchases.