Two personal finance Web sites have been developed in response to the recession and tough economy.
• ftc.gov/moneymatters. The Federal Trade Commission's Money Matters site has ideas for dealing with debt, coping with layoffs, wise use of credit cards, and avoiding foreclosure.
• debtadvice.org. The National Foundation for Credit Counseling's Debt Advice site has interactive budget and mortgage calculators, video tips, and quizzes. You'll be able to find local, certified credit and housing counselors, as well as information about bankruptcy counseling, foreclosure prevention, and identify theft.
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